'ESG: how we spend our money is more useful than where we invest it'

If we all do that then holding ESG investments makes sense, the good companies will prosper, and so will their share price, and the bad ones will suffer. Then, they either change, if they can, or die.

Much like the planet will if we do not take this more seriously than feeling good about having an ESG pension. 

Darren Cooke is a chartered financial planner at Red Circle Financial Planning