Structured Product  

Structured product launches targeting 2.15% return

Structured product launches targeting 2.15% return

Hilbert Investment Solutions has launched a structured product that aims to provide investors with a 2.15 per cent quarterly return.

The product, the 12th issue of Conditional Quarterly Autocall, is linked to the performance of both the FTSE 100 and EuroStoxx 50 indices.

It is the latest release in Hilbert's Income Series designed for investors who are looking to boost their income.

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The plan has a 10-year investment term and is available through either direct investment, an Isa or via a self-invested personal pension (Sipp).

Hilbert's last product launch was a couple of months ago, with the issue 11, returning 2 per
cent quarterly.

Richard Harry, IFA at Bestpricefs.co.uk, said: "Dual index structured products can be a good option for those who meet the correct risk criteria.

"These products tend to have more moving parts but are consequently able to generate a higher level of return."

Graham Bentley, founder of investment marketing consultancy gbi2, said advisers
should be open-minded enough to embrace structured products as a real opportunity.

Mr Bentley said: "Solutions properly designed by the strongest providers for retail investors but distributed by advisers are almost, by definition, unlikely to become future industry bêtes noires.

"Structured products should be seriously considered by diligent advisers, and
adequate research performed, rather than a lazy or stereotypical dismissal.

"As with any intermediated investment opportunity, individual client suitability is not assessed by the provider but by the adviser."

Hilbert was established in 2012 by Mr Lamarque, former Old Mutual head of structured
products, to specialise in cross asset, structured solutions covering equities, rates and
commodities.