The case for blended solutions has never been stronger and the new pension rules combined with more flexible products have removed many of the barriers that may have prevented advisers from fully adopting these solutions in the past.
The choice between hybrid plans and DIY solutions clearly depends on more than fund size and advisers will clearly need to weigh up all the factors.
Billy Burrows is director of Retirement Intelligence
| Key points |
Advisers and their clients have realised that a combination of annuities and drawdown options may produce better outcomes than a single product solution. The strongest case for arranging a combination of annuity and drawdown options is that it should produce better client outcomes. The biggest differentiator between blended and DIY is the investment choice |
